Most of this episode is an interview with Steve Hayes, President of AFFT, on the subject of a VAT (Value Added Tax) as proposed by Senator Ben Cardin and how it compares to the FAIRtax. Steve had a lengthy discussion with Senator Cardin about his proposal which would give us a VAT as well as an income tax. Few in this country have more expertise in tax reform than Steve Hayes so enjoy this very informative episode of FAIRtax Power Radio.